Yes! Mint ATM Network Inc.® offers a Buy Now, Pay Later program!

Normally, paying interest doesn’t make much sense. But a small amount of interest can make a lot of sense when your ATM’s own revenue covers the payments.

We can deposit your ATM revenue into any Canadian bank account you choose whether it’s a personal or business account. Just remember that Interac regulations require all bank accounts used for ATM settlements to be registered.

This registration step ensures that your account is authorized for receiving ATM-related deposits under the Interac Shared Cash Dispensing (SCD) framework.

Yes! Since 1996, Canada has allowed independent (non-bank) companies and individuals to own and operate ATMs. This change was introduced to promote fair competition and expand access to cash across the country. Today, thousands of small business owners across Canada successfully operate their own ATMs - earning surcharge revenue every month. As long as you meet the basic banking and compliance requirements, you can legally own and operate your own ATM.

In Canada, all ATM owners must comply with both FINTRAC and Interac regulations.

Any bank account used for ATM fund settlements must be properly registered.

You’ll need to provide:

• A clear image of government-issued photo identification

• A void cheque or direct deposit form for your settlement bank account

• Corporate bank accounts also provide a government-issued registration document

In addition, Mint ATM Network Inc.® customers enter into a Transaction Processing Agreement, which authorizes us to connect your ATM to the national banking networks including MasterCard and Visa. Mint ATM makes it simple, we guide you through the entire setup process.

There are no personal or corporate credit checks required to setup your bank account for deposits from your ATM.

Mint ATM Network Inc.® sells brand-new ATMs. While used machines can sometimes look like a bargain, they often come with hidden problems - such as outdated software or hardware that no longer meets current PCI compliance standards. Buying new ensures your ATM:

• Includes the latest software and encryption updates

• Meets all current Canadian security and compliance requirements

• Comes with a full manufacturer’s warranty

• Is ready for use without costly upgrades or delays

Used or refurbished ATMs may also lack manufacturer support, making future repairs or parts replacement difficult, expensive or not even possible. When you buy a new ATM from Mint ATM Network Inc.® it arrives fully certified, pre-configured, and ready to start earning revenue immediately - no surprises or hidden costs.

If you’re installing an ATM inside your own business, you likely already have the required business license for that location - no additional, or special license is needed. If you plan to place an ATM in a location you don’t own (for example, a convenience store, restaurant, or retail space), some municipalities may require a separate business license to operate your ATM.

If your ATM will be located in the province of Québec, you will need to apply to Revenu Québec for an ATM license and maintain compliance with the Autorité des marchés financiers (AMF) regulatory framework.

Because licensing rules vary across municipalities, it’s always best to check your local bylaws to ensure full compliance. Our team can help point you in the right direction if you’re unsure about your area’s requirements.

Yes! Your new ATM supports up to five advertising screens that can display in rotation during the “attract mode” (the idle screen shown when the ATM isn’t in use). This allows you to promote your business, feature local offers, or sell ad space to other nearby merchants. Instructions on how to design, format, and load these ads onto your ATM via USB drive are included in the detailed user manual that ships with your machine. Advertising on your ATM is a simple and effective way to generate extra exposure - or even additional income - at no added cost. Mint ATM Network Inc.® can place up to 2 custom marketing screens on your new ATM. Additional custom screens can be ordered at anytime and can be remotely uploaded to your ATM.

As consumer payment preferences continue shifting toward contactless transactions, NFC technology at ATMs is becoming essential. Mobile wallets like Apple Pay and Google Wallet are rapidly replacing traditional cards, and financial institutions worldwide are adapting to this trend. Enabling NFC at your ATMs ensures you stay ahead of evolving customer expectations, providing a seamless, secure, and convenient withdrawal experience. Additionally, as banks push toward digital-first banking and reduce cash services, having an NFC-ready ATM will position your business to serve the next generation of cash users while staying competitive in a changing market. Although not yet certified in Canada, contactless Near Field Communication (NFC) transactions, supporting both card-present and mobile applications such as Apple Pay and Google Wallet are expected to be certified by Interac and launched soon. While most ATMs on the market today are not NFC-ready, your new ATMs from Mint ATM are designed to seamlessly accommodate this future technology. When NFC goes live, you can purchase the upgrade directly from Mint ATM.

Your new ATM comes with a comprehensive 24-month factory parts warranty, ensuring complete peace of mind from day one. In the unlikely event that your ATM experiences an issue, repairs or replacement parts are covered at no cost under warranty. Beyond the hardware coverage, we use cutting-edge Remote Management Software (RMS) to keep your ATM operating at peak performance 24/7/365. Our RMS suite provides real-time visibility into every ATM’s status, allowing our team to proactively monitor, diagnose, and resolve issues - often before they’re even noticed at your location. When an error is detected, the system instantly alerts our support center. From there, our AI-driven RMS technology can automatically troubleshoot and fix many common problems remotely, minimizing downtime and eliminating the need for on-site service in most cases. This proactive approach means fewer disruptions, faster response times, and maximum reliability so your ATM (and your revenue) keeps running smoothly.

Processing transactions with Mint ATM Network Inc.® ensures industry-leading card acceptance through our extensive network affiliations.

Your new ATM supports a wide range of card types - including those issued by all major banks and credit unions, as well as credit cards and international cards. This means your customers can always use their preferred card, whether it’s debit, credit, or foreign-issued. What sets Mint ATM Network Inc.® apart is our ability to process all cards presented at the ATM, even when other payment systems or mobile networks experience disruptions. Your ATM continues to provide cash access when customers need it most, maintaining uptime and service continuity. With Mint ATM Network Inc.® you can offer a reliable, high-acceptance ATM service that ensures every visitor can access their funds easily - anytime, anywhere.

Every Mint ATM Network Inc.® customer receives free access to our secure, real-time online reporting portal that displays up-to-the-minute details on your ATM’s performance including cash levels, transaction history, and withdrawal activity. We can also enable free text and email alerts to automatically notify you when your ATM is running low on cash or requires attention. This real-time visibility ensures you always know exactly how much cash is in your machine, helping you plan reloads efficiently and keep your ATM available for customers 24/7.

• “Through-the-wall” ATMs (also known as TTW units) are designed to be mounted permanently into a wall so customers can access them from outside the building. While this type of installation exists, Mint ATM Network Inc.® does not typically offer through-the-wall ATMs, and here’s why:
  

• Cost: TTW ATMs are significantly more expensive than standard lobby-style machines, often costing two to three times more once installation is included.

• Complex installation: They require wall modification, electrical rewiring, and secure housing, which usually involves contractors and building permits.

• Climate challenges: Outdoor exposure creates temperature and moisture issues, especially during Canadian winters. These ATMs need heating elements, insulation, and weatherproof enclosures to stay operational.

• Maintenance access: Servicing or cash loading becomes more complicated, as the technician or owner must access the rear compartment from inside the building.

For most small businesses, a standard indoor lobby-style ATM is far more practical, affordable, and reliable. It offers the same earning potential with a simple plug-in setup, and it can be positioned anywhere with power and connectivity.